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| *Vultures Knob>>>Bike Insurance |
I'm thinking of getting a bike, insurance help.? |
I'm thinking of getting a bike. A supersport bike like a Ninja XZ-10R is considered a high performance racing bike by most insurance companies resulting in insurances of around $2000 and likely to even $4000 per year for full coverage especially for younger teen riders. If you choose only liabilty insiurance then the premiums goes down dramatically to just a few hundred a year or less. 1)Insurance prices run the gamut especially for motorcycles. Every ins. co. has different ways they rate bikes. Some go by engine size, some by class (sport vs. touring, etc), some by name. It makes for some wierd things from company to company such as bikes like 250 Ninjas having high premiums because of the "Ninja" name. The bottom line is you must shop around. Unfortunately you left off major items in your question like your age, experience level, where you live, tickets, etc. I will tell you this on a high-perf bike like that especially if you are a newer/younger rider (which I suspect) you could have yearly premiums of $2,000 and up. I've seen $5,000 quotes for people in those categories. It's an ins. co.'s way of saying- we don't want to insure you, without actually saying it. Shop around. ok firstly you want to get the bike before you insure it, check it over if you know anything about bikes, check the carbs, tyres, oil filters, tank (for rust inside), the chain and ofcourse the electrics. ensure all of this is in good order and replace/clean up if its not, It mostly depends on your age, experience, and driving record, but below is a link where you can get a quote online to get an idea. Go to Geico and get a quote online, it takes like 5 minutes and it is really accurate. |
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